About Punchcard
Bringing simplicity back to auditing.
Substantive AI is building the operating system audit teams actually want to use. Plain English in. Workpapers out. Judgment stays where it belongs.
Mission
Tools for teams that care about audit experience and quality.
Auditing used to be simple: pen, paper, and face-to-face collaboration. That simplicity has faded, replaced by digital evidence, distributed teams, and inadequate tools that slow audits and hold back both client and auditor satisfaction.
Frustrated with the status quo, we decided to build something better — something that auditors and clients would enjoy using. We named the product Punchcard to signify the structured unit of work that everything else clicks into.
What began as a smarter way to request documents has grown into a collaborative AI workspace that transforms the entire audit. Clients get clear, purpose-built request flows that read more like a human explanation than an empty folder to populate. Auditors get AI agents that match, organize, and produce a reviewable first draft of every workpaper — automatically.
Top firms across the country use Punchcard and CoAudit to run audits their clients and auditors actually enjoy. Behind every streamlined request, every clean submission, and every time-saving review is one simple goal: make audits feel simple again.
Team
We care deeply about the quality of our work.
Substantive AI is a purpose-led company based in Provo, Utah. We work in person; our customers are spread across the country. Our pursuit of excellence, fast iteration, and passion for impact is what unites us. We're builders at our core and care about the experience of our customers and their clients down to the smallest pixel.
Investors
Backed by the best.
We're grateful to work with some of the best investors in innovation. Our backers include highly accomplished venture firms, product builders, and public accounting professionals.
See Punchcard alongside your team.
A short demo on your engagement, your evidence, your review cadence.